Personal Loans

Personal Loans

FICO® Credit Scores

Personal Loans

Life is full of unexpected expenses and opportunities. Whether you're looking to consolidate debt, make a major purchase, or rebuild your credit, we have a loan solution that's right for you.

Apply for a Personal Loan

Line of Credit

Our line of credit loan allows you to borrow money as you need it, with the flexibility to pay it back over time.

  • Protection from overdraft fees when tied to your Sun Community Checking account
  • Access emergency funds when you need them most
  • Transfer funds to use immediately online or in-person

Signature Loan

Our signature loan is a fixed-term loan that is perfect for consolidating debt or making a major purchase.

  • Fixed monthly payments and low rates
  • Borrow between $5,000 and $30,000
  • No collateral required

Credit Builder Loan

Our credit builder loan is designed for those just starting out or looking to get back on the right track. 

  • Re-establish or build credit
  • Fixed monthly payments
  • Borrow up to $5,000

Share Secured Loan

With a share-secured loan allows you can borrow money using your Sun Community Savings account as collateral.

  • Maintain your savings AND build credit at the same time
  • Low, fixed rates over deposit account rate
  • Minimum loan amounts of $500
  • Flexible terms depending on the amount financed

Rates

Loan Type
Term (Months)
APR*
Notes
Account Type
Dividend Rate
APY*
Account Type
Terms (Years)
APR* as low as
Notes
Personal Line of Credit
Term (Months)
N/A
APR*
14.49%
-
18.00%
Notes
Personal Line of Credit
Term (Months)
N/A
APR* as low as
14.49%
18.00%
Notes
Personal Line of Credit
Term (Months)
APY*
14.49%
-
18.00%
Signature Loan
Term (Months)
6 - 72
APR*
9.98%
-
15.48%
Notes
Signature Loan
Term (Months)
6 - 72
APR* as low as
9.98%
15.48%
Notes
Signature Loan
Term (Months)
APY*
9.98%
-
15.48%
Credit Builder Loan
Term (Months)
6 - 48
APR*
12%
-
Notes
Credit Builder Loan
Term (Months)
6 - 48
APR* as low as
12%
Notes
Credit Builder Loan
Term (Months)
APY*
12%
-
Share Secured Loan
Term (Months)
6 - 60
APR*
Dividend Rate + 3%
-
Notes
Share Secured Loan
Term (Months)
6 - 60
APR* as low as
Dividend Rate + 3%
Notes
Share Secured Loan
Term (Months)
APY*
Dividend Rate + 3%
-

*APR = Annual Percentage Rate