*APR = Annual Percentage Rate

¹Conventional Disclaimer

55-day rate lock. Available terms: 10, 15, 20, or 30 years. Example requires 80 % loan-to-value (LTV) with tax and insurance impounds and a minimum 620 FICO® score. Eligible for purchase, rate-and-term, or cash-out refinance on 1–4 unit owner-occupied or second/vacation homes with 3 %–5 % down. The payment example does not include amounts due for prepaid interest, taxes, insurance premiums, or homeowners-association dues; if applicable, your payment will be greater. Private Mortgage Insurance (PMI) is required for down payments of less than 20 %. This is not a guarantee to lend at a given APR. Rates and terms are subject to change. Other restrictions may apply. The actual rate will be determined after receipt of the completed application and prior to the execution of loan documents. Rate lock may not be available until final loan approval. All loans are subject to credit approval.

Example payments:

30: On a typical $100,000 loan, there would be 360 payments of $673.72
20: On a typical $100,000 loan, there would be 240 payments of $752.95.
15: On a typical $100,000 loan, there would be 180 payments of $891.85.
10: On a typical $100,000 loan, there would be 120 payments of $1,141.85.

²VA Disclaimer

55-day rate lock. Available terms: 15 or 30 years. Example requires 100 % LTV with tax and insurance impounds and a minimum 600 FICO® score. Eligible for purchase, Interest-Rate-Reduction Refinance (IRRRL), or cash-out refinance on 1–4 unit owner-occupied properties with no down payment. The payment example does not include amounts due for prepaid interest, taxes, insurance premiums, or homeowners-association dues; if applicable, your payment will be greater. A VA Funding Fee applies unless the veteran is exempt due to service-connected disability. This is not a guarantee to lend at a given APR. Rates and terms are subject to change. Other restrictions may apply. The actual rate will be determined after receipt of the completed application and prior to the execution of loan documents. Rate lock may not be available until final loan approval. All loans are subject to credit approval.

Example payments:‍

30: On a typical $100,000 loan, there would be 360 payments of $648.60.. 

³FHA Disclaimer

55-day rate lock. Available terms: 15 or 30 years. Example requires 96.5 % LTV with tax and insurance impounds and a minimum 620 FICO® score. Purchase transactions require 3.5 % down; refinances allowed to 97.75 % LTV on 1–4 unit owner-occupied properties. The payment example does not include amounts due for prepaid interest, taxes, insurance premiums, or homeowners-association dues; if applicable, your payment will be greater. Up-Front Mortgage Insurance Premium (UFMIP) and annual Mortgage Insurance Premium (MIP) are required for all FHA loans. This is not a guarantee to lend at a given APR. Rates and terms are subject to change. Other restrictions may apply. The actual rate will be determined after receipt of a completed application and prior to the execution of loan documents. Rate lock may not be available until final loan approval. All loans are subject to credit approval.

Example payments:‍

20: On a typical $100,000 loan, there would be 240 payments of $655.08.

⁴USDA Disclaimer

55-day rate lock. 30-year fixed term. Example requires 100 % LTV (up to 101 % CLTV with guarantee fee) with tax and insurance impounds and a minimum 620 FICO® score. Eligible for no-down-payment purchase or refinance on single-unit, owner-occupied homes in USDA-designated rural areas. The payment example does not include amounts due for prepaid interest, taxes, insurance premiums, or homeowners-association dues; if applicable, your payment will be greater. A USDA Up-Front Guarantee Fee and annual fee are required. This is not a guarantee to lend at a given APR. Rates and terms are subject to change. Other restrictions may apply. The actual rate will be determined after receipt of a completed application and prior to the execution of loan documents. Rate lock may not be available until final loan approval. All loans are subject to credit approval.

Example Payments:

30: On a typical $100,000 loan, there would be 360 monthly payments of $682.18.