Certificates of Deposit

Certificates of Deposit

FICO® Credit Scores

Certificates of Deposit

Certificates of Deposit give you a guaranteed rate of return over the life of the term. You’ll also enjoy peace of mind knowing your funds are federally insured.

Open a Certificate

Certificates1

With a share certificate, you can choose a term length that works best for you and watch your savings thrive with competitive dividends.

  • Open with as little as $500
  • Flexible terms: 3, 6, 12, 18, 24, 36, 48, and 60 months. 
  • Interest is compounded and credited monthly

Jumbo Certificates2

With a share certificate, you can choose a term length that works best for you and watch your savings thrive with competitive dividends.

  • Opening balances start at $100,000
  • Flexible terms: 3, 6, 12, 18, 24, 36, 48, and 60-Months. 
  • Interest is compounded and credited monthly

Rates

Loan Type
Term (Months)
APR*
Notes
Account Type
Dividend Rate
APY*
Account Type
Terms (Years)
APR* as low as
Notes
3 Month CD
Term (Months)
APR*
2.50%
-
Notes
3 Month CD
Term (Months)
APR* as low as
2.50%
Notes
3 Month CD
Term (Months)
2.47%
APY*
2.50%
-
6 Month CD
Term (Months)
APR*
3.50%
-
Notes
6 Month CD
Term (Months)
APR* as low as
3.50%
Notes
6 Month CD
Term (Months)
3.45%
APY*
3.50%
-
12 Month CD
Term (Months)
APR*
-
3.50%
Notes
12 Month CD
Term (Months)
APR* as low as
3.50%
Notes
12 Month CD
Term (Months)
3.45%
APY*
-
3.50%
18 Month CD
Term (Months)
APR*
3.50%
-
Notes
18 Month CD
Term (Months)
APR* as low as
3.50%
Notes
18 Month CD
Term (Months)
3.45%
APY*
3.50%
-
24 Month CD
Term (Months)
APR*
3.50%
-
Notes
24 Month CD
Term (Months)
APR* as low as
3.50%
Notes
24 Month CD
Term (Months)
3.45%
APY*
3.50%
-
36 Month CD
Term (Months)
APR*
3.75%
-
Notes
36 Month CD
Term (Months)
APR* as low as
3.75%
Notes
36 Month CD
Term (Months)
3.69%
APY*
3.75%
-
48 Month CD
Term (Months)
APR*
3.75%
-
Notes
48 Month CD
Term (Months)
APR* as low as
3.75%
Notes
48 Month CD
Term (Months)
3.69%
APY*
3.75%
-
60 Month CD
Term (Months)
APR*
3.75%
-
Notes
60 Month CD
Term (Months)
APR* as low as
3.75%
Notes
60 Month CD
Term (Months)
3.69%
APY*
3.75%
-
Public Funds 12 Month Certificate
Term (Months)
APR*
4.25%
-
Notes
Public Funds 12 Month Certificate
Term (Months)
APR* as low as
4.25%
Notes
Public Funds 12 Month Certificate
Term (Months)
4.17%
APY*
4.25%
-
6 Month Business Certificate Account
Term (Months)
APR*
4.00%
-
Notes
6 Month Business Certificate Account
Term (Months)
APR* as low as
4.00%
Notes
6 Month Business Certificate Account
Term (Months)
3.93%
APY*
4.00%
-
12 Month Business Certificate Account
Term (Months)
APR*
3.50%
-
Notes
12 Month Business Certificate Account
Term (Months)
APR* as low as
3.50%
Notes
12 Month Business Certificate Account
Term (Months)
4.17%
APY*
3.50%
-
18 Month Business Certificate Account
Term (Months)
APR*
3.50%
-
Notes
18 Month Business Certificate Account
Term (Months)
APR* as low as
3.50%
Notes
18 Month Business Certificate Account
Term (Months)
3.69%
APY*
3.50%
-
24 Month Business Certificate Account
Term (Months)
APR*
3.50%
-
Notes
24 Month Business Certificate Account
Term (Months)
APR* as low as
3.50%
Notes
24 Month Business Certificate Account
Term (Months)
3.69%
APY*
3.50%
-
Jumbo 3 Month CD
Term (Months)
APR*
2.60%
-
Notes
Jumbo 3 Month CD
Term (Months)
APR* as low as
2.60%
Notes
Jumbo 3 Month CD
Term (Months)
2.57%
APY*
2.60%
-
Jumbo 6 Month CD
Term (Months)
APR*
3.60%
-
Notes
Jumbo 6 Month CD
Term (Months)
APR* as low as
3.60%
Notes
Jumbo 6 Month CD
Term (Months)
3.54%
APY*
3.60%
-
Jumbo 12 Month CD
Term (Months)
APR*
3.60%
-
Notes
Jumbo 12 Month CD
Term (Months)
APR* as low as
3.60%
Notes
Jumbo 12 Month CD
Term (Months)
3.54%
APY*
3.60%
-
Jumbo 18 Month CD
Term (Months)
APR*
3.60%
-
Notes
Jumbo 18 Month CD
Term (Months)
APR* as low as
3.60%
Notes
Jumbo 18 Month CD
Term (Months)
3.54%
APY*
3.60%
-
Jumbo 24 Month CD
Term (Months)
APR*
3.60%
-
Notes
Jumbo 24 Month CD
Term (Months)
APR* as low as
3.60%
Notes
Jumbo 24 Month CD
Term (Months)
3.54%
APY*
3.60%
-
Jumbo 36 Month CD
Term (Months)
APR*
3.85%
-
Notes
Jumbo 36 Month CD
Term (Months)
APR* as low as
3.85%
Notes
Jumbo 36 Month CD
Term (Months)
3.78%
APY*
3.85%
-
Jumbo 48 Month CD
Term (Months)
APR*
3.85%
-
Notes
Jumbo 48 Month CD
Term (Months)
APR* as low as
3.85%
Notes
Jumbo 48 Month CD
Term (Months)
3.78%
APY*
3.85%
-
Jumbo 60 Month CD
Term (Months)
APR*
3.85%
-
Notes
Jumbo 60 Month CD
Term (Months)
APR* as low as
3.85%
Notes
Jumbo 60 Month CD
Term (Months)
3.78%
APY*
3.85%
-

*APY = Annual Percentage Yield

1 Minimum balance of $500 is required to open, maintain and earn dividends. Fixed rate.

2 Minimum balance of $100,000 is required to open, maintain and earn dividends. Fixed rate.