Money Market Accounts

Money Market Accounts

FICO® Credit Scores

Money Market Accounts

Let your money bask in the sunshine of savings, earnings, and security. With our Money Market Account, you'll watch your money grow while always having access to withdrawals.

Book an Appointment to Open a Money Market Account
Resources

Opportunity Money Market

Don’t let your hard-earned cash sit idle. Put it to work with competitive interest rates, no monthly fees1, and the ability to earn even more through our tiered rate structure.

  • Your money stays available to you while it earns interest
  • Open with a minimum of only $500
  • Receive a BOOST in your dividend rate with an active checking account!2
  • You can access your money when and where you want through CO-OP network ATM's3 and Online and Mobile Banking.

Rates

Loan Type
Term (Months)
APR*
Notes
Account Type
Dividend Rate
APY*
Account Type
Terms (Years)
APR* as low as
Notes
Money Market $0 - $2,499.99
Term (Months)
APR*
0.45%
-
Notes
Money Market $0 - $2,499.99
Term (Months)
APR* as low as
0.45%
Notes
Money Market $0 - $2,499.99
Term (Months)
0.45%
APY*
0.45%
-
Money Market $2,500 - $24,999.99
Term (Months)
APR*
0.80%
-
Notes
Money Market $2,500 - $24,999.99
Term (Months)
APR* as low as
0.80%
Notes
Money Market $2,500 - $24,999.99
Term (Months)
0.80%
APY*
0.80%
-
Money Market $25,000 - $49,999.99
Term (Months)
APR*
0.90%
-
Notes
Money Market $25,000 - $49,999.99
Term (Months)
APR* as low as
0.90%
Notes
Money Market $25,000 - $49,999.99
Term (Months)
0.90%
APY*
0.90%
-
Money Market $50,000 - $99,999.99
Term (Months)
APR*
1.00%
-
Notes
Money Market $50,000 - $99,999.99
Term (Months)
APR* as low as
1.00%
Notes
Money Market $50,000 - $99,999.99
Term (Months)
1.00%
APY*
1.00%
-
Money Market $100,000 and up
Term (Months)
APR*
1.10%
-
Notes
Money Market $100,000 and up
Term (Months)
APR* as low as
1.10%
Notes
Money Market $100,000 and up
Term (Months)
1.09%
APY*
1.10%
-
Money Market $0 - $2,499.99 w/ active checking
Term (Months)
APR*
0.60%
-
Notes
Money Market $0 - $2,499.99 w/ active checking
Term (Months)
APR* as low as
0.60%
Notes
Money Market $0 - $2,499.99 w/ active checking
Term (Months)
0.60%
APY*
0.60%
-
Money Market $2,500 - $24,999.99 w/ active checking
Term (Months)
APR*
0.90%
-
Notes
Money Market $2,500 - $24,999.99 w/ active checking
Term (Months)
APR* as low as
0.90%
Notes
Money Market $2,500 - $24,999.99 w/ active checking
Term (Months)
0.90%
APY*
0.90%
-
Money Market $25,000 - $49,999.99  w/ active checking
Term (Months)
APR*
1.10%
-
Notes
Money Market $25,000 - $49,999.99  w/ active checking
Term (Months)
APR* as low as
1.10%
Notes
Money Market $25,000 - $49,999.99  w/ active checking
Term (Months)
1.09%
APY*
1.10%
-
Money Market $50,000 - $99,999.99 w/ active checking
Term (Months)
APR*
1.25%
-
Notes
Money Market $50,000 - $99,999.99 w/ active checking
Term (Months)
APR* as low as
1.25%
Notes
Money Market $50,000 - $99,999.99 w/ active checking
Term (Months)
1.24%
APY*
1.25%
-
Money Market $100,000 and up w/ active checking
Term (Months)
APR*
1.35%
-
Notes
Money Market $100,000 and up w/ active checking
Term (Months)
APR* as low as
1.35%
Notes
Money Market $100,000 and up w/ active checking
Term (Months)
1.34%
APY*
1.35%
-
Disclosures

*APY = Annual Percentage Yield

1Monthly service fee of $10 that can be waived with a minimum balance of $2,500.

2To qualify as an active checking, you must use your debit card and have at least 10 of the following transactions clear each month: Point of Sale, ATM or credit transaction (ACH or checks does not qualify as a transaction).

3Contact your MSR to enable this feature.

1068 Broadway
El Centro, California 92243
(760) 337-4200
Routing # 322275296
NMLS ID # 819066
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